Latest Insights

Timing isn’t everything

Over the course of a year, it’s not unusual for the stock market to be a topic of conversation at barbeques or other social gatherings. A neighbour or relative might ask about which investments are good at the moment. The lure of getting in at the right time or avoiding the next downturn may tempt even disciplined, long-term investors.

The reality of successfully timing markets, however, isn’t as straightforward as it sounds.

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Timing isn’t everything
A Ten-point Plan for the Bear Market

A Ten-point Plan for the Bear Market

After a long period of financial markets being treated largely as background noise by the media, news of their daily swings have been promoted back to the front pages of newspapers and the top of TV news bulletins. Naturally, investors are suddenly sitting up and taking notice. What’s causing all the volatility? More importantly, what if anything can you do about it?

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Follow these 3 crucial lessons for weathering the stock market’s storm

Follow these 3 crucial lessons for weathering the stock market’s storm

Reacting to down markets is a good way to derail progress made toward reaching your financial goals.

Investors can always expect uncertainty. While volatile periods like the one we’re experiencing now can be intense, investors who learn to embrace uncertainty may often triumph in the long run. Reacting to down markets is a good way to derail progress made toward reaching your financial goals.

Here are three lessons to keep in mind during periods of volatility that can help you stick to your well-built plan. And if you don’t have a plan, there’s a suggestion for that too.

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The two things that matter most if you own stocks

The two things that matter most if you own stocks

In short, markets are hard.

There has never been a time when future outcomes are guaranteed in the markets but uncertainty feels like it rises when stocks are falling.

It’s during these times of uncertainty that we look to see what others are doing to guide our own actions. This is why the herd mentality is amplified during booms and busts. The crowd becomes a safe place when things are out of the ordinary.

Losing money is a stressful experience and most people have a difficult time making intelligent decisions in times of duress.

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Market Update – 31 March 2022

Market Update – 31 March 2022

Key market movements for the quarter

With the prospect of US interest rate hikes and simmering tensions at the Russia/Ukraine border, there were few places for investors to hide in January, as bond yields spiked and share markets waned. Growth-tilted sectors such as information technology and consumer discretionary bore the brunt of the pain, while the energy sector generally performed strongly.

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Autumn 2022 Economic Update

Autumn 2022 Economic Update

Headlines were dominated by the horrific war in Ukraine and the terrible humanitarian crisis continuing to unfold there. In pursuing this conflict, Vladimir Putin has surely etched his name amongst history’s most reviled.

The grave implications of the Ukraine conflict quickly fed through into increasingly volatile financial markets, with share markets declining and bond prices also generally falling over the quarter.

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Inflation is here, that’s why you own shares.

Inflation is here, that’s why you own shares.

An investor that owns a diversified portfolio of shares, some bonds and property, is already well positioned to withstand inflation over any reasonable time horizon.

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How to stay calm when markets fall

How to stay calm when markets fall

At times like these, the human brain craves answers. “When the world turns upside down,” Jason Zweig recently wrote in the Wall Street Journal, “starkly simple views are reassuring. Yet it’s at those very moments that investors need to be even more skeptical about takes that smack of certainty.”

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Russia, Ukraine and a lesson in diversified investing

Russia, Ukraine and a lesson in diversified investing

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Market forecasting isn’t like the weather …

Market forecasting isn’t like the weather …

It’s not like gravity or even the weather. It doesn’t follow set laws. On any given day, the stock market represents the collective feelings of all of us. More often than not, those feelings are based on fear or greed. And it is only in hindsight that we recognize our mistakes.

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Navigating Geopolitical Events

Navigating Geopolitical Events

Russia’s invasion of Ukraine is an important reminder that geopolitical risk is a part of investing in global markets. Dimensional’s systematic active approach is designed to adjust to new information in real time, including information about geopolitical events and their potential repercussions for markets.

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Market Update – 31 December 2021

Market Update – 31 December 2021

Key market movements for the quarter

The quarter started on a positive note for most share markets which, aside from a November lull, mostly ended the year strongly. It was a slightly different story in bond markets, with a weak start extending to early November, and generally a small recovery thereafter.

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Summer 2022 Economic Update

Summer 2022 Economic Update

The fourth quarter of 2021 rounded out another year when developed share markets posted strong returns, despite ongoing uncertainties relating to global supply chains, inflation, interest rates and, of course, emerging variants of Covid-19.

Market performance continued to be driven more by supportive economic and financial data such as positive economic growth, low interest rates, and good corporate earnings.

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You can’t put a number on happiness

You can’t put a number on happiness

“What is your number?” That is the catch phrase of a popular advertisement that runs and re-runs amongst financial advising companies.

These types of campaigns are popular as many people will have a jolt of panic at some point just past mid-life, where they think, “Will I have enough for my retirement? I’d better get prepared.” Having a target ‘number’ can help you to understand just how big the mountain you must climb, really is.

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Changing of the guard

Changing of the guard

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3 Money Rules: Making the right choices to get from here to there

3 Money Rules: Making the right choices to get from here to there

3 Money Rules: Making the right choices to get from here to there

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Managing finances like the All Blacks

Managing finances like the All Blacks

Does your wealth management plan have a strong attack, defence and reserves bench?

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Business will never go out of business

Business will never go out of business

Benjamin Roth was a lawyer in Youngstown, Ohio, when the stock market crashed in 1929.

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Don’t change long terms plans due to short term “Noise”

Don’t change long terms plans due to short term “Noise”

You are sitting in your nice, new, comfortable home. You purchased it intending to live there indefinitely which, given your health, you figure is several decades. Just as you are taking it all in, you hear a knock at the front door.

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Resist the itch to Switch

Resist the itch to Switch

Day after day we are bombarded by the media and at the moment, we are seeing nothing but bad news. Coverage of the share market is full of headlines with words such as “plunge”, “recession” and “loss” repeated over and over again.

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