Latest Insights

Market Update – 31 March 2022

Key market movements for the quarter

With the prospect of US interest rate hikes and simmering tensions at the Russia/Ukraine border, there were few places for investors to hide in January, as bond yields spiked and share markets waned. Growth-tilted sectors such as information technology and consumer discretionary bore the brunt of the pain, while the energy sector generally performed strongly.

Read More
Market Update – 31 March 2022
Autumn 2022 Economic Update

Autumn 2022 Economic Update

Headlines were dominated by the horrific war in Ukraine and the terrible humanitarian crisis continuing to unfold there. In pursuing this conflict, Vladimir Putin has surely etched his name amongst history’s most reviled.

The grave implications of the Ukraine conflict quickly fed through into increasingly volatile financial markets, with share markets declining and bond prices also generally falling over the quarter.

Read More
Inflation is here, that’s why you own shares.

Inflation is here, that’s why you own shares.

An investor that owns a diversified portfolio of shares, some bonds and property, is already well positioned to withstand inflation over any reasonable time horizon.

Read More
How to stay calm when markets fall

How to stay calm when markets fall

At times like these, the human brain craves answers. “When the world turns upside down,” Jason Zweig recently wrote in the Wall Street Journal, “starkly simple views are reassuring. Yet it’s at those very moments that investors need to be even more skeptical about takes that smack of certainty.”

Read More
Russia, Ukraine and a lesson in diversified investing

Russia, Ukraine and a lesson in diversified investing

Read More
Market forecasting isn’t like the weather …

Market forecasting isn’t like the weather …

It’s not like gravity or even the weather. It doesn’t follow set laws. On any given day, the stock market represents the collective feelings of all of us. More often than not, those feelings are based on fear or greed. And it is only in hindsight that we recognize our mistakes.

Read More
Navigating Geopolitical Events

Navigating Geopolitical Events

Russia’s invasion of Ukraine is an important reminder that geopolitical risk is a part of investing in global markets. Dimensional’s systematic active approach is designed to adjust to new information in real time, including information about geopolitical events and their potential repercussions for markets.

Read More
Market Update – 31 December 2021

Market Update – 31 December 2021

Key market movements for the quarter

The quarter started on a positive note for most share markets which, aside from a November lull, mostly ended the year strongly. It was a slightly different story in bond markets, with a weak start extending to early November, and generally a small recovery thereafter.

Read More
Summer 2022 Economic Update

Summer 2022 Economic Update

The fourth quarter of 2021 rounded out another year when developed share markets posted strong returns, despite ongoing uncertainties relating to global supply chains, inflation, interest rates and, of course, emerging variants of Covid-19.

Market performance continued to be driven more by supportive economic and financial data such as positive economic growth, low interest rates, and good corporate earnings.

Read More
You can’t put a number on happiness

You can’t put a number on happiness

“What is your number?” That is the catch phrase of a popular advertisement that runs and re-runs amongst financial advising companies.

These types of campaigns are popular as many people will have a jolt of panic at some point just past mid-life, where they think, “Will I have enough for my retirement? I’d better get prepared.” Having a target ‘number’ can help you to understand just how big the mountain you must climb, really is.

Read More
Changing of the guard

Changing of the guard

Read More
3 Money Rules: Making the right choices to get from here to there

3 Money Rules: Making the right choices to get from here to there

3 Money Rules: Making the right choices to get from here to there

Read More
Managing finances like the All Blacks

Managing finances like the All Blacks

Does your wealth management plan have a strong attack, defence and reserves bench?

Read More
Business will never go out of business

Business will never go out of business

Benjamin Roth was a lawyer in Youngstown, Ohio, when the stock market crashed in 1929.

Read More
Don’t change long terms plans due to short term “Noise”

Don’t change long terms plans due to short term “Noise”

You are sitting in your nice, new, comfortable home. You purchased it intending to live there indefinitely which, given your health, you figure is several decades. Just as you are taking it all in, you hear a knock at the front door.

Read More
Resist the itch to Switch

Resist the itch to Switch

Day after day we are bombarded by the media and at the moment, we are seeing nothing but bad news. Coverage of the share market is full of headlines with words such as “plunge”, “recession” and “loss” repeated over and over again.

Read More
A transformed Investor’s Reaction to Coronavirus

A transformed Investor’s Reaction to Coronavirus

My 10-year-old son came home from school today worried about it. We don’t know how many people this will infect, nor how it will impact the world economy.

Read More
Spades and Ladders, not ropes.

Spades and Ladders, not ropes.

A product sales model is the tried and true sales process of turning up to a meeting with a client, you bring with you a spade and a rope.

Read More
What impact does the living wage have on retirement?

What impact does the living wage have on retirement?

Over the past several years there has been a greater level of discussion around the living wage and that the minimum age.

Read More
The Money Cycle Part 1-3

The Money Cycle Part 1-3

When we think about money and the path that it takes intertwining within one’s life. We can identify 3 distinct phases of money much like the seasons of an apple tree

Read More