Common Questions,
Uncommon Answers

It’s a common question: What does a financial adviser do? With all the investment tools and technology at your disposal, your financial adviser needs to be worth the fees you pay. That’s why we focus on value.

We provide value through the services we offer – which go much deeper than just investments – and through the transparency of our fees. We’ve studied all aspects of financial advice, we’re qualified, we’re experienced, and we put your interests ahead of our own. MacDonald Wealth clients have access to all of our services.

We are asked all the time: Do I even need a financial adviser? At what point does a do-it-yourselfer need a financial collaborator? The answer is different for every person. We have clients who are looking to build wealth, looking to protect wealth, and looking to pass wealth onto the next generation. In other words: We serve every type of investor.

Whether you’re looking for just one specific service – like a tertiary savings plan for your children or an investment account to supplement your KiwiSaver – we can help. In fact, we collaborate with you to help you pursue your goals.

Our team brings years of experience and highly specialized education and training. But more than anything, we want to deliver on our promise:

Fiduciary comes from the Latin for “trust.” Our financial advisors work by the fiduciary standard, which means we put your interests first – not commissions, not agendas. We only succeed when you do.

Your assets are just that – yours. We will help you clarify the values and goals that drive your financial life. Money is a relationship business, not a mere numbers game, and each person’s journey is unique.

We will fully explain our fee structure right away so you know what you’re paying for what you’re getting – because trust starts with transparency. You should know the value you’re receiving up front.

If you can’t explain it clearly, then you don’t really know it – these are words we live by. Our goal is to remove the jargon and complication in financial advice to keep you informed on your personalised plan. Keep it simple. Keep it clear.

About 30 minutes of your time.

First, we want get to know our clients we want to understand what’s important to you, what your vision of true wealth looks like and ensure that we are able to help you.

Once we know we can help you we will discuss the next steps and the costs, if you choose to progress from there you won’t be disappointed.

If we feel we aren’t the right adviser for you at this stage then we will put you in touch with someone that we believe will be able to help.

Brad has the national certificate in financial services and also an accredited investment fiduciary. All financial advisers need to register on www.fspr.govt.nz so you can see what qualifications they have.

Alongside these qualifications we are continuously completing professional development and further education to ensure that the advice we provide to our clients is the best.

For us service is what separates us from other financial advisers. We genuinely care about our clients and how we can help them achieve what they want to in life.

When you partner with us you can expect us to do the little things that we believe are important, answering the phone, returning emails plus annual reviews and a few other things that we like to be a little be special along the way

No, not at all. For us it is about working with people who want to pursue their vision of true wealth by providing a solution that best suits your needs now and in the future.

This is a key concern for many people who have witnessed over the years the blatant fraud that has occurred in the financial services industry.

At MacDonald Wealth we utilise the services of NZ’s largest custodial service. This means your investments are held on your behalf with an independent 3rd party to ensure that they are safe and secure.