Prostate Cancer in New Zealand: Why Insurance Matters More Than Ever

1 in 8 Kiwi men will be diagnosed with prostate cancer in their lifetime. For many, that stat hits close to home; almost everyone knows a father, brother, husband, or friend who has faced the disease.

While survival rates are improving thanks to earlier detection and better treatments, the journey can still be long, stressful, and financially challenging. That’s where having the right insurance makes all the difference.

What to know about changes to KiwiSaver

The 2025 KiwiSaver changes to know about:

Younger members are now included: People aged 16 and 17 now qualify for government contributions (if they meet other eligibility requirements). Previously, you had to be 18 or older.
The government’s contribution has halved: The annual government KiwiSaver contribution has reduced by 50% – dropping from $521.43 to $260.72 per year.
High earners no longer qualify: Anyone earning over $180,000 of taxable income in a year is no longer eligible for government contributions.

While the above KiwiSaver changes have already been implemented (they took effect on 1 July 2025) there are still more changes to come, including the phased introduction of increased default KiwiSaver rates.

How managed funds can help achieve your financial goals

When it comes to investing for your future, managed funds can be a very smart strategy. The managed fund you’ll be most familiar with is KiwiSaver. Using a managed fund can help you achieve your long-term goals like saving for a house deposit, or towards your retirement. We outline the advantages of managed funds, along with a few finer details that are worth thinking through before you commit.

Life Insurance or Trauma Cover – Should you consider one, or both?

When you’re considering protecting against the ‘worst-case scenarios,’ Life and Trauma insurance might be options that you’ve thought about. We’re making it easy to understand what type of cover these insurance options provide. As we share, some people might decide to select one of these insurance types. For others, they might prefer to have both.

Let’s start with the differences between Life and Trauma insurance. While they both offer essential protection, the circumstances when you might rely on them are quite different.

Self-Insurance: The In’s and Outs

Self-insurance is a financial strategy often misunderstood and surrounded by misconceptions. Many believe it’s only for the wealthy, because they have the funds available if needed, or that it means having no protection at al

Why younger people shouldn’t delay in getting health insurance

When you’re young and healthy, insurance might be the last thing on your mind. It’s easy to focus on the here and now - your studies, your career, your next trip. But here’s the thing: getting health insurance (and other personal cover) early is one of the smartest financial moves you can make. In fact, putting it off could cost you far more than you realise.

In times of uncertainty, investors with a plan should stick with the plan

Over the past few days as global politics create uncertainty and global share markets have responded, I thought it would be good to reflect on markets and provide some perspective on what is happening and as investors, what can or should we do about it, especially when it comes to our investments & KiwiSaver funds.

The longer I’ve been in this industry, the more my perspective on market downturns—corrections, recessions, and the like—has evolved.

Financial Planning for Your Retirement

Planning for retirement is a crucial step toward ensuring financial security in your later years. A key part of this process is determining your "retirement number"—the amount of savings required to maintain your desired lifestyle.

Understanding this number helps shape your savings strategy and investment decisions, guiding you toward a comfortable and secure retirement. 

Why regular insurance reviews are essential: Keeping your coverage in sync with life’s changes

Life is full of changes – new homes, growing families, career advancements, and unexpected challenges. As your circumstances evolve, so do your insurance needs.

However, many people forget to revisit their policies, leaving themselves vulnerable to coverage gaps or paying for unnecessary protection.

Insurance isn’t a “set it and forget it” solution; your coverage should adapt as your life does.

Keeping Safe: Tips for a Fun and Reduced-Risk Silly Season

If you’re a fan of the ACC ads, “Have a hmmm”, you’ll be familiar with the thought of being a bit too adventurous and the impact that might have on you and your loved ones  - whether it’s not being able to take the kids to sport, or having someone else give you a bath!

So, this summer we’ve put together a few thoughts around keeping yourself and others safe, so that you can all enjoy Christmas and the Kiwi summer together - without worrying who’s going to help you dress when you can’t!

Have Life Insurance? Here’s Why a Will is Just as Important

you’ve ever thought about making a will but put it off for another day, you’re not alone. It’s one of those tasks that many people push down the priority list, especially if life is busy and everything seems fine.
However, if you have life insurance, having a will is more important than you might think

How Insurance Can Help You Cover Mental Health Costs

Mental health is something we're all learning to talk about more openly, and that’s a good thing. While mental health issues are affecting an increasing number of New Zealanders, we’re also becoming more comfortable having those conversations and seeking the treatment we need. Across all ages, people are realising that asking for help is a sign of strength.

Full Replacement vs. Sum Insured: Navigating Your Home Insurance Choice

Demystifying Insurance Premiums: Factors that Influence Insurance Premiums and Tips on Managing Them

Are you unsure whether to make a small claim because it might affect your premiums? Have your premiums gone up and you're not sure why? Or maybe there's been a change in your circumstances, and you’re wondering how it will impact your premiums? We're here to help explain insurance premiums and share some handy tips for managing them.

Should I be considering Redundancy Insurance?

Are insurance policies tax deductible in New Zealand?

Why you need a will, and how to write one

Everyone knows that having a will is really important, but it can seem overwhelming and hard to start the process of creating it.

14 lessons Charlie Munger taught us

Why (and how) to keep your insurance policies during tough times