How sunlight helps you stay healthy

he sun’s rays have received something of a bad rap in recent years, especially here in New Zealand. Yet the truth is that without it, we simply couldn’t survive. And, let’s face it, we wouldn’t even be here in the first place.

Yes, from helping plants to grow to keeping us warm, sunlight is an absolute essential for life. Not to mention a welcome feeling on the skin, and a positive health boon too. But before we delve into just how sunlight is beneficial to our overall health and wellness, let’s tackle the big elephant in the room – our modern-day aversion to it.

The top 3 ways money probably didn’t make you happy in 2025… and the 3 ways it might in 2026

You’ve probably heard the saying, “money can’t buy happiness.” But for most of us it achieves something almost as valuable: it buys peace of mind.

Research consistently shows that financial stress is a common part of everyday life. With ongoing pressure from living costs and economic uncertainty, many households regularly worry about money, with around 70% of New Zealanders saying they’re concerned about money daily, weekly or monthly

Protecting Your Business: Key Person Insurance for SMEs

Many SME owners in New Zealand already protect their physical assets – insuring things like buildings, vehicles, and equipment. But few stop to think about protecting against the loss of their most valuable asset of all: their people.

How managed funds can help achieve your financial goals

When it comes to investing for your future, managed funds can be a very smart strategy. The managed fund you’ll be most familiar with is KiwiSaver. Using a managed fund can help you achieve your long-term goals like saving for a house deposit, or towards your retirement. We outline the advantages of managed funds, along with a few finer details that are worth thinking through before you commit.

Life Insurance or Trauma Cover – Should you consider one, or both?

When you’re considering protecting against the ‘worst-case scenarios,’ Life and Trauma insurance might be options that you’ve thought about. We’re making it easy to understand what type of cover these insurance options provide. As we share, some people might decide to select one of these insurance types. For others, they might prefer to have both.

Let’s start with the differences between Life and Trauma insurance. While they both offer essential protection, the circumstances when you might rely on them are quite different.

Self-Insurance: The In’s and Outs

Self-insurance is a financial strategy often misunderstood and surrounded by misconceptions. Many believe it’s only for the wealthy, because they have the funds available if needed, or that it means having no protection at al

Why younger people shouldn’t delay in getting health insurance

When you’re young and healthy, insurance might be the last thing on your mind. It’s easy to focus on the here and now - your studies, your career, your next trip. But here’s the thing: getting health insurance (and other personal cover) early is one of the smartest financial moves you can make. In fact, putting it off could cost you far more than you realise.

In times of uncertainty, investors with a plan should stick with the plan

Over the past few days as global politics create uncertainty and global share markets have responded, I thought it would be good to reflect on markets and provide some perspective on what is happening and as investors, what can or should we do about it, especially when it comes to our investments & KiwiSaver funds.

The longer I’ve been in this industry, the more my perspective on market downturns—corrections, recessions, and the like—has evolved.

Financial Planning for Your Retirement

Planning for retirement is a crucial step toward ensuring financial security in your later years. A key part of this process is determining your "retirement number"—the amount of savings required to maintain your desired lifestyle.

Understanding this number helps shape your savings strategy and investment decisions, guiding you toward a comfortable and secure retirement. 

Keeping Safe: Tips for a Fun and Reduced-Risk Silly Season

If you’re a fan of the ACC ads, “Have a hmmm”, you’ll be familiar with the thought of being a bit too adventurous and the impact that might have on you and your loved ones  - whether it’s not being able to take the kids to sport, or having someone else give you a bath!

So, this summer we’ve put together a few thoughts around keeping yourself and others safe, so that you can all enjoy Christmas and the Kiwi summer together - without worrying who’s going to help you dress when you can’t!

Have Life Insurance? Here’s Why a Will is Just as Important

you’ve ever thought about making a will but put it off for another day, you’re not alone. It’s one of those tasks that many people push down the priority list, especially if life is busy and everything seems fine.
However, if you have life insurance, having a will is more important than you might think

How Insurance Can Help You Cover Mental Health Costs

Mental health is something we're all learning to talk about more openly, and that’s a good thing. While mental health issues are affecting an increasing number of New Zealanders, we’re also becoming more comfortable having those conversations and seeking the treatment we need. Across all ages, people are realising that asking for help is a sign of strength.

Full Replacement vs. Sum Insured: Navigating Your Home Insurance Choice

Demystifying Insurance Premiums: Factors that Influence Insurance Premiums and Tips on Managing Them

Are you unsure whether to make a small claim because it might affect your premiums? Have your premiums gone up and you're not sure why? Or maybe there's been a change in your circumstances, and you’re wondering how it will impact your premiums? We're here to help explain insurance premiums and share some handy tips for managing them.

Should I be considering Redundancy Insurance?

Are insurance policies tax deductible in New Zealand?

Why you need a will, and how to write one

Everyone knows that having a will is really important, but it can seem overwhelming and hard to start the process of creating it.

Why (and how) to keep your insurance policies during tough times

Should I have health insurance for my kids?

Here in Aotearoa, parents and caregivers of young children are fortunate to have access to a public health system that provides free GP care to children aged 13 and under. Anyone who’s experienced a child with a high fever, ear or throat infection, or one of the dozens of viruses that afflict young kids will know exactly how reassuring it is to be able to book a GP appointment without giving affordability a second thought.

While this ability to rely on free primary care is invaluable, it can also mean that parents and caregivers consider health insurance for Kiwi kids to be an unnecessary expense. And, for some children, it’s true that health insurance will never be needed – but for others, it’s worth its weight in gold. That’s because having health insurance for your kids means you can access specialist medical care from private healthcare providers around the country without having to wait.